First Time Home Buyer NJ - Fairmont Funding
First Time Home Buyers
Call Sinai Susholz, Senior Mortgage Consultant 732-415-4109
30 & 40 year fixed loans for first time home buyers in NJ

Programs & Grants


I would like to introduce to you a first time home buyer program in New Jersey that has a very low interest rate and you will also be receiving a grant towards the down payment of your house. This program is offered
through the state of New Jersey to help out first time home buyers get into their own houses. As the rental market is climbing and values of houses are falling, it would be a great opportunity to look into buying your first home and pay the same amount that you are paying now for your rent.

I've personally closed over 100 first time home buyer loans in NJ and I have a reputation to be able to close your loan in a timely and smooth process.

Even with some credit problems you can get approved for this loan program which includes 97% financing and a grant to cover all your closing costs.  PLUS:

  • 30 or 40 year fixed rate mortgages
  • Interest rates a half percent lower than going rates
  • No points up-front or at closing
  • No application fee


Section 8 programs:

If you are currently on section 8 and get approved for the home ownership program through section 8 we will be able to except dual payments which most banks can not do.

Previous and current homeowners can still qualify:

As long as you haven't owned a house within the past 3 years you would qualify for the first time home buyer program but in every township there are certain areas where you would be able to get this loan even though you own a house already, as long as you sell your house before you buy your new one. 

Automatic grants:

Once you are qualified for the first time home buyer mortgage you will automatically get a grant from the state of NJ which will be 4% of whatever your loan amount is. Please look at the scenario page to get an idea of what your payments will be.

If you have any questions please feel free to email me or give me a call at 732-415-4109.


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